Edition 1 · October 2026 · 2026/27 tax year
Pay yourself from your company, legally and efficiently
A 28-page plain-English PDF for owner-directors of small UK limited companies: the right salary for 2026/27 with the numbers, dividends done properly with templates, director's loans and the 30-day rule, pensions, expenses, cars and IR35, plus fill-in planners and a year-end checklist.
- £12,570 salary, with the maths
- Dividend tax 10.75% / 35.75% / 39.35%
- 4 worked examples, £30k to £150k
- Board minute + dividend voucher templates
£4.99one-off · PDF, 28 pages
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- Updated for 2026/27
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Checked against official sources (GOV.UK, HMRC manuals and legislation) on 12 October 2026.
Everything about paying yourself, in one place
Two changes from 6 April 2026 catch directors out: dividend tax rose 2 points (to 10.75% and 35.75%) and so did Section 455 tax on new overdrawn loans (to 35.75%). Plans built on last year's numbers will be wrong. The pack gives you this year's numbers and shows how to use them.
Your company and personal tax calendars
Payroll, accounts, Corporation Tax, s455, CT600 and confirmation statement dates, plus the Self Assessment and payments-on-account timetable.
The salary question, with the numbers
The three sensible figures for 2026/27 (£5,000, £6,708 and £12,570), which one fits you, and when Employment Allowance applies to a sole director.
Four worked examples
£30,000, £50,000, £80,000 and £150,000 of profit, every step shown, including stopping at the higher-rate band and the £100,000 trap.
Dividends done legally
Distributable profits, timing and paperwork, with a board minute and dividend voucher template you can copy.
Director's loan account
Overdrawn balances, s455 at 35.75%, the 30-day rule, the £10,000 benefit-in-kind limit, a worked example and a loan tracker.
Pensions, expenses, cars and IR35
Employer pension contributions, tax-free expenses and benefits, company cars and EVs, and IR35 in brief.
See the full contents page
- Read this first2
- Key dates: your company's calendar3
- Key dates: your personal tax calendar4
- 2026/27: salary, Income Tax and National Insurance5
- 2026/27: dividends and Corporation Tax6
- How company profit becomes take-home pay7
- The salary question: your options and the numbers8–9
- Worked examples A to D: £30,000 to £150,000 of profit10–13
- Paying dividends legally, with templates14–15
- Your director's loan account, worked example and tracker16–18
- Employer pension contributions19
- Expenses and benefits you can take tax-free20
- Company cars and electric vehicles21
- IR35 in brief22
- Worksheets: salary and dividend planner; year-end tax estimate23–24
- Year-end checklist25
- Common, costly mistakes26
- When to get an accountant27
- Sources28
Three real pages from the pack
Tap a page to see it full size.
Written for owner-directors of small companies
A good fit if you…
- own the shares and run a small UK limited company
- decide each year how much salary and dividend to take
- want to get dividend paperwork and your director's loan account right
- are a contractor working through your own company
Probably not for you if…
- you're a sole trader (no company): the Sole Trader's pack fits better
- you need advice on your specific situation: the pack is general information, not personal advice
- your company has several shareholders with complex share classes
Frequently asked questions
What exactly do I get?
A 28-page PDF, Edition 1 for the 2026/27 tax year (6 April 2026 to 5 April 2027). You download it straight after paying and can re-download it for 30 days.
Is it up to date for 2026/27?
Yes. Every figure was checked against GOV.UK, HMRC's manuals and the legislation on 12 October 2026, including the higher dividend and Section 455 rates from 6 April 2026. If the 28 October 2026 Budget changes the rules for 2026/27 or 2027/28, we'll publish a new edition.
Does it cover Scotland?
Dividend tax is the same across the UK, so the dividend sections apply everywhere. The examples use England, Wales and Northern Ireland income tax bands for salary; the pack notes where Scottish bands differ.
Is this tax advice?
No. It's general information in plain English, with worked examples. It includes a page on when it's worth paying an accountant.
Can I get a refund?
Yes. If it isn't what you needed, use our contact page and we'll refund you in full.
28 pages, four worked examples, two paperwork templates, a loan tracker, two planners and a year-end checklist.
One-off £4.99 · instant PDF download · refunds via our contact page